Privacy Policy
Byzly Privacy Policy
Last Updated: 2002.04.29
Flexxbuy LLC (“Flexxbuy,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our Byzly payment orchestration (Payment Hub) and consumer financing platform (Financing Hub) (together known as “Platform”). This Policy applies to all users, including merchants and consumers.
Information We Collect
a. Personal Information
Name
Email address
Phone number
Business name and contact details
Tax identification and bank account information (for merchant onboarding)
b. Transaction Data
Payment card or bank details (tokenized)
Transaction history
Consumer financing applications and loan decision data (via third-party lenders)
c. Technical Data
IP address
Device information
Usage logs and analytics
How We Use Your Information
Provide and operate the Flexxbuy platform
Facilitate payments and financing via third-party providers
Verify identity and comply with anti-fraud and AML obligations
Communicate with you regarding your account, transactions, and support
Improve our Platform and enhance user experience
Comply with legal obligations
Sharing of Information
Payment processors and acquiring banks
Lenders and financing partners
Identity verification and fraud prevention providers
Our service providers (e.g., cloud hosting, analytics)
Legal authorities when required by law or to protect our rights
We do not sell or rent your personal data.
Cookies and Tracking
Monitor site usage and performance
Store session preferences
Support analytics and marketing
You can manage cookie preferences via your browser settings.
Data Security
PCI DSS compliance for payment data
Encryption of sensitive information
Access controls and secure software development practices
Despite our efforts, no system is completely secure.
Data Retention
Compliance with legal and regulatory obligations
Business reporting and audit purposes
Supporting user accounts and transaction histories
Your Rights
Access the personal data we hold about you
Request correction or deletion
Object to processing or request data portability
File a complaint with a data protection authority
To exercise your rights, contact us at support@flexxbuy.com.
Children’s Privacy
Our Services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.
Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of material changes and update the “Last Updated” date.
Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida. Any disputes shall be resolved exclusively in the courts of St. Lucie County, Florida.
Contact Us:
Flexxbuy LLC
540 NW University Blvd, Ste 209
Port St Lucie, FL 34986
Email: support@flexxbuy.com
Phone: (866)343-5268